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Worry-Free booking for landlords

Learn how Worry-Free booking works, what protection may apply, and what you need to do to activate it.

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Written by Salona Mishra

Worry-Free booking gives you added financial protection while helping make your listing more accessible to tenants.

You get protection against eligible missed rent and tenant-caused damage, along with better visibility on the search page on HousingAnywhere, when you offer a deposit of €250 or less — at no extra cost to you. We cover the cost of the protection included with Worry-Free booking. There’s no separate fee for you and your tenant.

Now available in France, Frankfurt, and Berlin.
We’re gradually rolling it out to more locations, so keep an eye on your HousingAnywhere account. When it becomes available for your city and listing, you’ll see it there.

Ready to get started? See how to opt in to Worry-Free booking.

In this article

What is Worry-Free booking?

Worry-Free booking is a free package that combines a lower deposit with added protection, helping you make your listing more attractive without taking on more risk.

Instead of asking for a traditional deposit of 1-2 months’ rent, you can offer your listing with a security deposit of €250 or less. Once you opt in and complete the required steps, Worry-Free Booking includes protection for eligible missed rent and tenant-caused damage.

Free benefits with Worry-Free booking:

  • Protection against missed rent

We cover eligible unpaid rent above your deposit, up to €100,000.

  • Damage Cover included

We cover eligible tenant-caused damage to your property and listed furnishings, up to €10,000.

  • A listing that’s more attractive to tenants

You offer a deposit of €250 or less, lowering the upfront barrier for interested tenants. This helps make your listing more attractive to tenants, while giving you more confidence and support as a landlord.

  • More visibility on HousingAnywhere

We boost your listing in relevant search results, helping more tenants find it.

  • No extra cost to you

We cover the cost of the protection included with Worry-Free booking. There’s no separate fee for you or your tenant.

Lower deposit, added protection

Offer a lower deposit without feeling like you’re taking on more risk. With Worry-Free Booking, your listing becomes easier to choose, while added protection stays in place at no extra cost to you.

What protection is included?

Worry-Free booking includes protection against missed rent and tenant-caused damage during the rental period.

It can protect you from:

  • Missed rent

Worry-Free Booking can cover unpaid rent, including service charges, up to the policy limit of €100,000.

  • Early move-out

If the tenant leaves before the agreed rental period ends, you can get coverage for missed rent up to 2 months, based on the tenant’s rental dates on HousingAnywhere.

  • Tenant-caused damage

Worry-Free booking can cover eligible property and furniture damage up to €10,000 under one combined limit.

  • Lost rental income during repairs

Worry-Free booking also covers rental income lost during the time needed to complete repairs approved by the insurer, up to 2 months’ rent.

In France, Worry-Free Booking also covers related legal fees up to €16,000, subject to the policy terms.

How does the €250 deposit work?

With Worry-Free Booking, you can offer your listing with a security deposit of €250 or less. You still keep a deposit in place while making it easier for interested tenants to move forward.

The tenant is still responsible for taking care of your property and paying what they owe. If something goes wrong, the deposit is used first for valid costs, such as missed rent or tenant-caused damage.

If the cost exceeds the deposit, the remaining amount can be covered by the insurance included with Worry-Free booking.

Lower deposit, same tenant responsibility

Worry-Free booking reduces the upfront deposit for tenants, but they are still responsible for paying what they owe and taking care of your property. You still get added support if eligible costs go beyond the deposit.

Can I choose a traditional deposit instead?

Yes. Worry-Free booking is optional, so you can continue using your usual deposit setup if you prefer.

If you choose a traditional deposit instead, your booking won't include the added financial protection available with Worry-Free booking, including protection for eligible missed rent, tenant-caused damage, early move-out, lost rental income during covered repairs, and other applicable benefits.

The booking will follow the standard deposit terms shown in your listing and rental agreement.

What rentals are eligible?

When Worry-Free booking is available for your listing, you’ll see it as an option in your HousingAnywhere account.

Right now, Worry-Free booking is available for selected rentals where:

  • The place is located in France, Berlin, or Frankfurt

  • The rent is €5,000 per month or less

  • The listing uses euros

To complete the opt-in, you’ll also need to set the deposit to €250 or less.

Why don’t I see Worry-Free booking for my listing?

Worry-Free Booking is being rolled out gradually in selected cities, so you might not see it for your listing just yet.

Right now, it’s available for selected rentals in France, Berlin, and Frankfurt. Your listing also needs to meet the required conditions listed above related to rent and deposit amounts.

If your deposit is above €250, you can still see and select Worry-Free booking. We’ll ask you to lower the deposit to €250 or less before you complete the opt-in.

We’re working on bringing Worry-Free Booking to more listings soon. Keep an eye on your HousingAnywhere account — we’ll let you know when it becomes available for your listing.

How do I opt in to Worry-Free booking?

When Worry-Free booking is available for your listing, you can opt in from your HousingAnywhere account.

  1. Go to My Listings

  2. Open the listing you want to update

  3. Select Edit listing

  4. Choose Worry-Free booking

  5. Set the deposit to €250 or less

  6. Save your changes

If your current deposit is above €250, we’ll ask you to lower it to €250 or less before you continue.

Protection applies after you opt in

Worry-Free booking applies to conversations made after you opt in. It won’t be added retroactively to past conversations or confirmed bookings.

What happens after I opt in?

Once you've opted in, Worry-Free booking becomes available for eligible new conversations and bookings started after your opt-in. It will not be added to past conversations or already confirmed bookings.

Here’s what you can expect:

More visibility for your listing

We boost your listing in relevant HousingAnywhere search results, helping more interested tenants find it.

A clear Worry-Free label on your listing

Your listing shows the Worry-Free badge, helping it stand out and clearly indicate a €250 or less deposit and the included protection.

Worry-Free booking on eligible new bookings

Eligible conversations and bookings started after you opt in will include Worry-Free booking.

Clear guidance before the tenant moves in

When you receive an eligible booking, we’ll guide you through the information and documents needed before the tenant moves in. Once these are complete, our insurance partner sets up the protection for that stay.

How do I activate the protection for a Worry-Free booking?

To keep the Worry-Free booking protection in place, you’ll need to complete the following at least 3 days before move-in:

Complete your identity verification

Make sure your HousingAnywhere identity verification is complete and your account details are up to date.

Check your billing and booking details

Check that the following information in your HousingAnywhere account is correct:

  • Your billing address

  • The rental dates

  • The monthly rent

  • The deposit amount

Accurate information helps our insurance partner prepare the policy details for your booking without unnecessary delays.

If the steps are still incomplete 3 days before move-in:

  • The booking stays confirmed

  • Worry-Free booking protection will not be activated for that stay

  • We’ll let you and the tenant know that the protection does not apply

Once the required steps are complete, the Worry-Free booking protection is activated. Our insurance partner will email you the policy and login details for the online claim management system within 3 days.

How do I file a claim?

Only you, as the landlord or property manager, can file a claim.

Use the login details emailed to you by our insurance partner to access the online claim-management system.

For a damage claim

You’ll need to:

  1. Document the damage using the signed move-in and move-out reports, clear photos, and any other supporting evidence

  2. Get a repair or replacement quote or invoice

  3. Notify the tenant in writing and request payment

  4. Submit the claim and supporting documents through the claim-management system

For the full step-by-step process, see how to file a damage claim.

Once the initial document check confirms that the required documents are in place, an eligible damage claim payout of up to €1,000 can be processed within 48 hours. The full claim review continues afterward.

For a missed-rent claim

INSURED Services will guide you through the claim process and let you know which documents are needed. These may include:

  • The signed rental agreement

  • Payment records and rent statements

  • Formal notices sent to the tenant

  • Relevant communication with the tenant

Keep everything in one place

Clear documents make the claim easier to review. Keep your reports, photos, quotes, invoices, and tenant communication together so the insurance partner can understand what happened. The stronger your documentation is, the easier it is to review what happened and what costs can be covered.

What happens after I file a claim?

After you submit your claim, INSURED Services will review your documents and let you know if anything is missing.

For eligible damage claims, a payout of up to €1,000 can be processed within 48 hours after the initial document check. This helps you receive support sooner while the full claim review continues.

Once your claim file is complete, Mila will review the claim and confirm the final coverage decision and compensation amount. In some cases, the full review may change the initial decision. If this happens, the payout may be adjusted or recovered in line with the policy terms.

How long does the payout take?

Payout timing depends on the type of claim and whether all required documents have been provided.

Damage claims

For eligible damage claims, a payout of up to €1,000 can be processed within 48 hours of the initial document submission check, with the full review continuing afterward.

Missed rent claims

Missed rent claims take longer because INSURED Services reviews the rental agreement, the tenant’s payment status, the supporting documents, and the policy conditions before a payout decision is made.

Timing varies depending on the completeness and circumstances of the claim.

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